“We have been very pleased with our decision to use Aita & Associates as our employee benefits broker. Bob Aita took the time to listen to our goals of increasing benefit options for our employees, working within budget constraints and staying compliant with all of the various laws and mandates of health reform. Their creativity and expertise helped us to reach each of those goals. Further, the personal service we received from Bob and his team extended to meeting with each employee, many of whom are non-English speaking, to ensure they understood the various plans we offer and help them make the best individual decision. Honesty, knowledge and creativity are things Santa Rosa Golf & Country Club looks for in a partner, and we found it with Aita Associates.”
General Manager / Chief Operating Officer
Santa Rosa Golf & Country Club
Our clients benefit from the extensive experience of our dedicated staff. All of our team members are licensed agents. We draw upon a collective knowledge of the insurance markets, human resource backgrounds and benefit administration to better serve our clients and their employees.
Each client group is assigned a licensed Account Manager for personal customer service. Our Account Managers will communicate with you throughout the year to make sure you and your employees are receiving the needed service and support you deserve. Additionally, we work as a collaborative team, providing comprehensive support to your company and staff.
We conduct a thorough analysis of your business’s benefit needs. We rely on extensive knowledge of the marketplace to design a package that fits your budget while at the same time providing valued protection to you and your employees. Whether you are interested in offering Medical, Dental, Vision, Life, Disability, Long Term Care on a, fully insured, self-funded or, partial self-funded basis we have the experience to design the best solution for your business.
Health Care Act Reform Glossary
Accountable Care Organization (ACO): These organizations coordinate patient care and provide the full range of health care services for patients. The health reform law provides incentives for providers who join together to form such organizations and who agree to be accountable for the quality, cost, and overall care of Medicare beneficiaries who are enrolled in the traditional fee-for-service program who are assigned to the ACO.Annual Benefit Limit: In the past, some insurance plans have placed a limit on the dollar amount of claims they will pay in a given year for an individual. Beginning in 2010, annual benefit limits on certain “essential health benefits” are restricted on a graduated basis, and annual limits will eventually be prohibited in 2014.
Basic Health Plan: Beginning in 2014, states will have the option of creating a basic health plan to provide coverage to individuals with incomes between 133 and 200 percent of poverty instead of enrolling in the health insurance exchange and receiving premium subsidies. The federal government will provide states that choose to offer this plan with 95 percent of what it would have paid to subsidize these enrollees in the health insurance exchange.
California HealthCare Foundation – An independent philanthropy committed to improving the way health care is delivered and financed in California.
CAHU – California Association of Health Underwriters.
Diabetes Directory – Your one-stop destination for anything you can think about diabetes. This Diabetes Directory is designed to help its users find the diabetes information, source, companies, products and services.
OnQue Technologies, Inc. – A source for COBRA news, “Protect your company with COBRA OnQue™”, the smart software from OnQue Technologies, Inc.
SpencerNet – Up-to-date employee benefits news, forms and information.
HR360 – The one-stop solution that streamlines your HR function and gets you back to doing what you do best — building your business.
Zywave’s – Leading software solutions for insurance brokers are used by more than 2,600 agencies around the world to differentiate from the competition, enhance client services, improve efficiencies and achieve organic growth.
News from Aita
Industry lauds EEOC court decision, wellness battle continues – In a decision that’s being hailed as a victory for employer-sponsored wellness programs, the U.S. District Court for the District of Minnesota yesterday denied the Equal Employment Opportunity Commission’s request for a temporary restraining order and preliminary injunction against Honeywell International Inc.
Little-known ACA enrollment period benefits small employers – A little-known special enrollment period under the Affordable Care Act allows for small employers to pick up group health care coverage regardless of whether they meet minimum participation or contribution requirements.
Political campaigners offer employers educational moment in engaging millennials – Engaging your Gen Y audience, also known as the millennials — can be difficult, but it’s key to implementing strategies on wellness and retirement programs that they might not be thinking about now, but will wish they had in the future.