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Employee Benefits Report, March 2011       Volume 9, Number 3
Why Consumer-Driven Health Plans
Are Growing in Popularity

couple looking concernedThe National Compensation Survey (NCS) found the average cost for a private employer to provide health insurance rose from $1.03 per hour worked in 1999 to $2.00 per hour in 2009, an increase from 5.4 percent to 7.3 percent of total compensation. Read on for details.
401(k) Annuities: How and When to Use Them
woman putting cash in a pink piggy bankThe economic downturn has coupled with longer lifespans and higher medical costs to make running out of retirement income a real possibility for many workers. For this reason, many employers are considering adding annuity options to their 401(k) plans. Read on for details.

“Cadillac” Health Plans
Get a Reprieve…For Now

silhouette of a woman with a 1040 tax form in the backgroundThe federal healthcare bill passed last year included a provision to add a 40 percent excise tax on so-called “Cadillac” health plans. What does this mean for your executive benefits? Read on for details.
Give Your Dental Plan a Checkup
There’s more to selecting the “right” dental plan than just the premium. Here are some factors to consider as you evaluate a dental plan proposal. Read on for details.
Clarification:
In our February issue, we said that the law was unclear when a health plan loses its grandfathered status. Read on for details.

 

This Just In...

Health spending rose to a record 17.6 percent of the U.S. economy in 2009, the last year of record, as the overall economy shrank and higher federal Medicaid spending helped to push up health costs.

Read on for details.












 

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